Hello Msowid, and Winger54,

I found your opinions interesting and informative.

I hope that I am wrong, and you are right, because probably like you, I have a lot at stake.

In spite of your very lucid, and intelligent arguments, I still feel the same.

I will be curious as to how this particular situation turns out, and again, I hope I am 100% wrong, we shall soon see.

BOB /G