And to be clear, I do feel for all those that got in over their heads- but let's take a reality pill- the average annual return in the "real" stock markets over the last 50 years is what, 10%-12% maybe? Just about everyone here was "up" 25%- 500% or 1000% at some point but did not take any chips off the table- in fact, we/they doubled or tripled down-Greed is what kills most in Penny land, not the scammers