I really like the ROTH Backdoor options! And now is a great time to backdoor into a ROTH from Traditional -- BEFORE launch!

https://www.rothira.com/what-is-a-backdoor-roth-ira

Quote:

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Is a backdoor Roth IRA right for me?
The main advantage of a Roth IRA is that you pay taxes up front, but everything after that is tax-free . This is most beneficial when your taxes are lower now than you expect they will be in the future. “A Roth IRA is the best choice especially for young investors,” says Victoria Fillet Konrad, CFP®, principal, Blueprint Financial Planning LLC, Hoboken, N.J. “They are just starting out and do not necessarily need the tax advantage of a Traditional IRA.”

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https://www.rothira.com/

All the best,
R2R