Well i'm a honest long investor here and I take it as a insult when someone try's to tell me how to handle my money, I grew up dividing a candy bar 4 ways until my Dad was able to start his own business.

I consider myself as still a poor humble hillbilly[because I am] and proud to say so, I don't use a lot of $5 words in my post because I usually don't know them or what they mean.

I still work hard and learned early to let my money work for me and so far it is doing ok.

Don't wish anyone no bad luck but I know what poor is and what it is to lose money when I screw up but'

Key words [when I screw up] don't blame someone else for your own stupidity.