As has been mentioned here on several occasions, it is well known that justfactsmam and loanranger are one and the same, because of an incident in which one identity mistakenly posted as the other one.

And let's not forget that in a bashing post some time ago, loanranger ALTERED the statement from the company, making it appear to say something it did not.

Draw your own conclusions about how much credibility to give those posts.