Agree, win/win/win... while there may be others (private mostly I think) that offer apps similar, ours have unique features such as an 'administrator'... I would think insurance companies will jump on these apps for many reasons.

Don't know if anything has been posted about what the UK (England) is doing but found this interesting... just published last week:

https://www.telegraph.co.uk/news/2018/07/10/u...ce=twitter

I googled to find something similar in the U.S. but nothing came up.



Very best to all with ONCI/HEXA !