l felt a shiver when I read your post, like the spirit of Maynard G. Krebs had run through me whilst galloping wildly on Justify! Then I finished reading and I was gratefully myself again.

I will hazard a wild guess that the gist of your soliloquy pertained to me seeing into the future about QMC like Teresa Caputo discussing the living with the dead. As a devoted fan, I can tell you that the spirits never give their loved ones financial advice. Some things you have to figure things out for yourself.