I am in the pretty much same situation and have learned valuable information and lessons here. I appreciate everyone who has answered my questions and went way beyond for guidance etc. I am not perfect and yes have panicked due to bashers I knew nothing about trying to scare me. I never knew about MM's so all of you are valuable to me and I hope I can offer something in return. I am a long and support NFUSZ 1000% and again everyone is greatly appreciated here!!!! Thanks