Also Ref https://bit.ly/2BUfgZY https://bit.ly/2qbN1hL Attendees of SFOR/ACS last two Webinars and ref peeps from Federal Reserve & other big dogs sitting and listening. ( Forgot To add in my previous post - Which is from 2017)

Ref: SFOR's Industry's ONLY - Encrypted Multi-Factor Dual Band Authentication Sol