I honestly have no idea what's going to happen with ONCI. I'm hopeful, because I'd love to pay off my student loans. But I'm skeptical because I don't deserve what I haven't worked for (I think ending a sentence with a preposition is perfectly fine). I've been here since last August. There have been many ups and downs, and an onslaught of false information or exaggerated expectations. I appreciate the down-to-earthers. You guys keep me here. But truthfully, I think we all need a small vacation from the markets. Grab a paddle, get in a boat, go float on something real for a minute.