50 to 60% downs and ups are the very nature of pinky land. When I was a small child my big sister T took me for my first roller coaster ride at Cedar Point. I was terrified! I screamed and cried as some SFOR investors have. Like them, I fear financial loss. The only way I was able to overcome & conquer that fears about SFOR is to fall back on a motto of the SAS "Knowledge dispels fear". It is my own DD and the super DD shared by other longs that has maintained my morale in the face of a paper loss. Know what you own! Works for me.