Wow! Outstanding analysis ZPaul! It contains much wisdom & rock solid advice for everyone! Hopefully everyone will take time to not only read your post, but to consume the information and let it become part of who they are as an investor!

Thx so much for sharing details of your personal approach to investing with us here at IH SFOR's Board! Its like getting a lunch date with Warren Buffet, without getting stuck with the bill! LOL! Thx again my friend!

Have a great weekend, as you certainly deserve the opportunity to relax with family, friends, and in your personal interests/hobbies! Enjoy!