I use Chrome also. You still need Strikeforce with Chrome or Foxfi. Guarded ID is designed to cover your kernal. So at first stroke of your keyboard cell or pc you are covered. Most people don't know they already have keyloggers on their devices. Keyloggers are stealth and polymorphic. Which means spyware doesn't detect them and once the spyware runs, polymorphism takes over and the keyloggers program is recoded automatically.
So when you go to your bank app ( which is likely still unencrypted) you think your safe. But your not. Even if they were encrypted. Because your keyboard isn't covered. When your $$$ is ( let's add another $) taken from your bank account FDIC NOR THE BANK WILL GIVE YOU YOUR MONEY BACK!!! They are not leagally required to do so since the break was in your security system not theirs. And they know if it was taken with a password (which the keylogger has and your account # and all security questions too.)
Abda, abada, abada, that's all folks!