AND WHO NEEDS AN HOA TO STEAL MY MONEY AND TELL ME WHAT I CAN DO TO MY HOUSE THAT I OWN MY POINT EXACTLY WHO WOULD GIVE MONEY TO PEOPLE TO HAVE THEM TELL YOU TO CHANGE A LIGHT BULB AND FINE YOU 100 BUCKS FOR NOT DOING IT IM SMART ENOUGH TO DO IT MYSELF WITHOUT WASTING MY HARD EARNED MONEY ON GIVING IT TO ROBBERS