Taken from Twitter. Joelkatz is a nickname David Scwartz goes by when he engages people on Reddit or Xrpchat. He is the Chief Cryptograoher for Ripple/XRP. He was a developer that expanded bitcoin's blockchain. He was also a cryptographer with the NSA. really read his comments. Read between the lines when he uses words like "massively," or that Ripple wants XRP to get the biggest piece of the settlements pie...

https://www.reddit.com/user/sjoelkatz/comments/