Also, in that previous cnbc interview of Miguel Vias (Head of Global XRP Markets), he says the Federal Reserve is considering XRP as Legal Tender. Ripple is on the FR steering commitee for faster payments. Ripple's video is on the Federal Reserve's website for faster payments! i am sure one day we will be able to go to TDA to make a purchase, but for now, im okay with going through the hoops with Bitstamp. When it is completely regulated ill be kicking back on a boat somewhere.