Don't fret fretzy (sorry that was weird typing fret fretzy lol) I'm down so much tears are forming while typing - feel foolish for emotional parts that got involved in the learning curves this year. It's almost been a year since I've been back in the OTC grounds and the financial portion I began on is now the base line to work with... it's not easy to seriously discipline the paradigms within ourselves ESPECIALLY if our own self is the only one making the actual decision via pointer fingers lol/ugh! it's still fun though yes?