Thats what anthem told us.. Thats what the obama care people told us.. And thats what the hospital case worker at one of the top cancer hospitals in my area told us. Im telling you this program has been a nightmare... I was on it when i had my business i just closed it went back to work it was easier then trying to prove my income and keep coverage every month for my family and I .. I never wanna deal with this crap again thats all i know.. Maybe some areas in the country are better than here i dont know..