HOT, don't twist my words. I'm not bitching about it, that's all. I'm doing something about it. I'm not disputing that premiums are rising and I'm working to pay the bills. Read the entire post, I'm simply not pointing the finger while others do. That's all I said in the beginning. Look in the mirror if you think you've got it shitty. If you wan't to cast blame. Go ahead. I'm not stopping you. You don't need to try and psycho-analyze my words. You're not going to win.