Hey Pardner, we have been sucked in by at least 2 of these in recent memory. I'm reminded of the oft posted OTC motto... trade 'em don't marry 'em. I've literally lost a small fortune by violating that common sense utterance. That's one reason I'm out working again. Make that a considerable fortune. Nobody to blame but me. And my lovely wife and wonderful mother hates me for it. That's the worst part. Sure, these scum suck us in, but we're the ones taking their bait.