Let's try this. You just graduated high school, met the girl of your dreams and wanna get married. So, you do. Unable to afford much, you rent a small one bedroom apartment in a nearby city/town. Through all this excitement she finds out she's pregnant. The original plan was to work towards a six bedroom house and raise 4 children. Now what do you do? Buy the big house and struggle? Probably not. You upgrade a little and keep working towards your goal. Then... You find out you're going to have quadruplets. Uh oh, time to get my shit together! I seem to have what I wanted all at once. Make cents?