I don't think the HMPR pps is going to stay under two bucks forever leo. You might want to consider buying a few shares of this bank.

Company Background

Hampton Roads Bankshares, Inc. is a bank holding company. The Company, through its subsidiary, Bank of Hampton Roads (BOHR), is engaged in general community and commercial banking business. The Company's segments include BOHR, Mortgage and Corporate. The Bank, through its subsidiary, Gateway Bank Mortgage, Inc. (GBMI) provides mortgage banking services, including the origination and processing of mortgage loans for sale into the secondary market. The Company's loan portfolio includes commercial and industrial, construction, real estate-commercial mortgage, real estate-residential mortgage and installment. Its investment portfolio consists of the United States agency, mortgage-backed securities (MBS) and asset-backed securities (ABS). The Company offers a range of interest-bearing and non-interest-bearing deposit accounts, including commercial and retail checking accounts, negotiable order of withdrawal (NOW) accounts, savings accounts and individual retirement accounts (IRAs).

http://www.bankofhamptonroads.com