First time for everything and since you're more than likely in with them or have some form of connection, won't it suck mightily that your boys take a bath. The funny thing is, is that your goons on IHUB love to say that they hate toxic lenders. How ironic that they say that, but more than likely have a connection in some manner. Oh the hypocrisy. Get ready to lose this one. Say hello to Dave for me. All my opinion of course.