Really , everything is everybody else's fault .your going to blame another message board for this. Why not put the blame where it belongs , on Joel. What has he done in the last 2 years besides make promise after promise and not deliver . If it makes everyone feel better doing that go ahead but IMO somebody did something wrong at the top to get investigated by the SEC . We all have seen the lawsuits and Florida records . Yet it's always someone else's fault and always there's a excuse . We all tried to make money here and I'm thinking we all lost ,some a lot more an others . But put the blame where it belongs.