If I wanted to read a book, I have plenty on my kindle. He asked me if I am affiliated with TPAC whatever that is. NO i am not nor am I affiliated with HJOE or any toxic lender but I don't care if you are or if someone else on this board are paid bashers or paid pumpers. What difference does it make to me who's affiliated with who or if someone knows management or whatever? It's the company results, ie. revenue and profits, that matter, not a bunch of posts on MB's