Really Steel Penny...so when I purchase a movie gift card at the local theatre for 10 movies, but I only use 4...then I can go and get a refund for 6. When I purchase a 10 meals for the price of 5 at Chili's and only eat one...then I can go and get a refund for nine. Steel Penny go back to where you came from ....another soft basher enters the arena.