12/8/15 Dear friends and associates of Q Lotus Holdings Inc.

Q Lotus Holdings Inc. continues to make progress in creating value for the company through its Trading and Monetization Group working in conjunction with its partners, Harvesttime Worldwide Oil Trust London, LLC.

As we announced in our recent Press Release on November 23, 2015, the $500,000,000 financial instrument has been obtained and is being monetized. At the same time, Harvesttime has agreed to share, on an equal basis, with Q Lotus Holdings Inc. the returns of its gold resource activities in Ghana. Q Lotus Holdings Inc. will be paid the first $75,000,000 generated by all monetization activities, which we expect to be paid during the holiday season. Additional funds that are generated will be utilized to jointly develop projects and opportunities with Harvesttime.

I want to wish you a very happy holiday season and look forward to advising you when funds are received.

Please feel free to call me at 312-498-0301.

Sincerely,

Gary A. Rosenberg
Chairman and CEO
Q Lotus Holdings Inc.
520 N. Kingsbury St, # 1810
Chicago IL, 60654

P: (312) 379-1800
C: (312) 498-0301