There are varying levels of risk takers, regardless of the subject matter, but when it comes to money, all aspects and levels of risk go up several notches.

The best and worst come out in people, when the all mighty dollar is at stake.

Some, like most here, pulled the trigger way to soon, pulled it after everyone else already has and think they are the smart ones, or wait till 2015 saying..ahhhh haaa, I'm the smart one, then those laying in wait with a bag full of cash ready to come out blazing when it's a sure thing.

Regardless, all groups will be handsomely rewarded, with varying percent ROI.

Get your list ready basher morons, your time here is running out.