I'm not a financial advisor so I am not bound by any rules of investing. Read my previous post about being in big conservative stocks, funds, and bonds. I'm allowed to be risky and speculative too. I don't recall calling anyone dumb. I actually said I liked the people here and referred to people on this board as good people.

Except from post: "I like the people on the other sight, they are good people, in denial about the report, but good people."

Paraphrased^