No worries mate. IRAs are for sure not for everyone. Lots of loop holes and hidden rules. Lots of research needed before diving in. I hope to have a qualified withdrawal for a first time home down payment of at least 30% from Baltia earnings this year. That's why I'm here.

!Mi familia necessita una casa¡

^ idk if that's correct Spanish. I've been trying to teach myself using the Duolingo app. Lol.