Smile, yes Chess very much implied. Had a long chat with an old team mate of mine yesterday about the investment. He bought some a while back and just reloaded from an e-mail; I sent him copy of Clays article. I stopped recommending a while back as most do not enjoy virtue' but find it off putting. Truth be told Zef could care less. The friends and family that do listen are often the ones that surprise you. My buddy and I have had our share of losses in the market. The inverse is that we have had some sweet wins too!!! The fat lady is not singing yet but I gotta tell you she might just be getting warmed up. When she lets go it will almost make you cry with the undeniable tone.......have a much better idea now! Peace