Good Morning today is the last day of the year of 2014. We have had an unbelievable year that can never be taken away from us. WE have made many relationships with each other that will be treasured for a life time. Never in my investment years have I seen such a concerted effort among people to act as one with honor,integrity, and hard work. I have never witnessed what I am seeing from 40 to 50 people that are salt of the earth and as Bob said very loyal. What has taken place here just DOES NOT HAPPEN EVER. Again thank you to everyone for their efforts in making this a very successful 2014 campaign as it appears 2015 will be even better imho.