Thanks dd, I joined the Facebook group when Danny started it. I think this might be the way to go. FYI, Art accepted my friend request on Facebook recently. I don't remember when I sent it. I see Danny as a mutual friend. Does Art know about our issues and the board on Investorshangout?. Maybe he should stay away from Ihumdinger and talk with us on Facebook or Investorshangout only. What do you think? By the way, I've been with you guys since 2009 thanks to Ih8aloss. I'm all in with QTMM in my 401k and look forward to retiring before I reach 60. I just turned 55 last month. Does this mean I am a real senior citizen now? hee hee. I firmly believe that good fortune will smile upon us all!!