NO problem Bud..... Dave I have a feeling you are close to retirement and I would be careful about buying AMBS on margin as Warp said this is already a high risk security and doing this would add even more. I've heard that gay Italian over on YMB say he bought a ton of shares on a credit card and dumped his life savings into this, not a good idea, while I have the greatest faith AMBS will excel I wouldn't put all my eggs into it? Maybe if I was in my twenties maybe? GLA