Someone on Facebook posted the article where they cited $1.7 million growth in premium year over year for agrimedicine. That's the most conservative estimate I've ever heard, more like $25 million year over year… $1.7 million would be 4-5 larger companies. The consolidation into Supergrowers benefits the premium growth. Truth is that you're right, no one knows where liability for this industry is heading and most of the estimates I hear are extremely conservative. It all depends on what syndicates at Lloyds will step up and place the cash on the table, which will grow when they get some capital surplus development on premiums collected (per Kuhn). FITX LONG.