I like the move, but Kuhn said himself, he is having trouble gaining capacity from Lloyd's on these risks. Lower capacity, lower premium. Lower premium, lower commish. If Lloyd's is the only market for these risks, they have complete control on the amount of money that Kuhn will make for WMG. We'll have to wait a lot longer for other markets to entertain and $25 mill premium is about $2-$3 million in revenue for Kuhn, not really revenue producing ops yet.