BigJeff my comment was not aimed at you. I am in another chat room and there are terrible discussions, name-calling, accusations etc over there and people are fleeing. Reminiscent of the other 2 chat rooms I was in that imploded because of politics -- I just meant a caution for all of us, people we like and value as friends can have very different views and we need to stay focused on our common interest.

Cap gains taxes can be avoided by loading up your IRA !