Let SimPay prove itself first. It's untested with no track record whatsoever. The first applicants are guinea pigs. There's too much risk in giving such sensitive financial and personal information to an entity under the aegis of such "honorable" businessmen as Mario Barrera, Henry Jan, and John F Burke. Good grief! Where's the logic or common sense in that in this day and age of hacked websites, identity theft, and online fraud. Keep in mind AEGY was likely suspended for indications of fraud, and they don't even tally any of the C.O.D.s