Don't blame you at all as those are valid points. I know you think we'll get the License as all who are invested here do as that is exactly what got most of us here to begin with. Didn't mean to throw sand on what we have at all. Actually, I feel that we will still do the grow in Canada with the license. I was just looking at it without the License. How to fund it....How did they fund what already exists. There is ALOT of money in insurance, and right now Fed Laws in the U.S. make insurance hard. Being based in Canada changes that dynamic. Not arguing your points at all. Just saying that when I think I know what is going on, Bill comes up with a new angle for revenue and personally, I am impressed. GLTA