I want to keep at least a milly core and use anything more for trading..... My goal is to keep my core for free. I really want to see . 25. As I have said before..... I am one of the long guys here . I'll be forty five next month and would like to retire before I am fifty. It may be wishful thinking with MRIB, BUT I just have such a good feeling about this stock. We'll see. I have and do trade this stock when it goes up and down. So far, I am quite happy with the way mrib has moved since last December. I wish everyone the best of luck and early retirement, if you haven't done so already. Long and strong MRIB!