$OWOO From October 1988 to January 2002 Joanne was employed by JP Morgan Chase Bank where she started as a Commercial Loans Note Teller and was promoted to management within 4 months. During her career at Chase she was extremely successful in automating manual processes and streamlining job functions resulting in fewer employees needed to perform a variety of job duties. As a result of her success she was promoted to Division Manager of Commercial Loan Collateral Services, a Senior Management position.