JB, I was not trying to point fingers with my last post, just letting Tex know I appreciate his viewpoints. For the record I appreciate all viewpoints, as they allow me to be an informed investor. As I've learned someone is never 100% right, and someone is never 100% wrong, the truth is usually found somewhere in between. I appreciate your positive viewpoints as well, and have been "comforted" by your positive outlook. So, in short, thanks to everyone for posting. I appreciate all of your remarks and comments, and I read all of them everyday.