JB its not if its when snd I have big plans 1st. get ot of debt 2nd. get my whole family out out debt that my in laws also I have a few charity's I want to give too also and no im not taking it with me dont plan too be honest ive been blessed since the day I found God and I didn't find him till 2008 better late then never since then I know hes with me in good time and bad times and I prise him and thank him everyday and remember JB I found HIMR cause God lead me here. Thats why I belive in HIMR