One thing some of you may need to think about is contacting your broker and setting up a beneficiary for your account. A couple of years from now your account  could be worth millions and someone needs control of it-your wife, one of your children, brother or sister-someone. I have my son already setup with e-trade. just call them and they will mail or fax the forms to you, fill them out, send them back, and you're all set. A couple of folks here must not think they are  going to die because they won't do anything about their after life, but I got news for you-we ALL are going to die. and you will have option A or B-heaven or hell-period (as Obama would say). People don't like to think about hell, but no one in the Bible talked more about hell than Jesus-is he a liar-I think not. Some terms used about hell are darkness, fire, separation from God, which means you will never be able to even remember your husband or wife, your children, your parents or brothers and sisters, tormenting 24/7-and hell and Heaven are forever and ever and ever and ever........you don't go to hell for 3-5 years and get out on probation. I'm getting pissed off because some of you won't stop and think about it, but you better, and soon.