Hello all.  I'm glad I didn't panic over the info I saw on IHUB last week.  Many of you really convinced me that the decision I had made, probably without enough of my own research, turns out to be a good one.  I also researched IHUB itself and was very unaware of their history with law enforcement and systematic problems that have occurred and continue to occur.  I now understand why I had the reaction I did with some members of this board.  I hope I can make a fresh start here, and maybe even be able to add something of substance to the discussion here.  Again, I apologize for any misunderstandings that I have caused in the past.  I appreciate the advice I have received from many you.  Good luck to everyone.  I'm in the process of trying to save more funds for buys in the future.