James good to read a sensible thought in penny land...especially when you consider the one
mess "over there" ...some dark hearts...anyhow...like your opine...interesting...
Thought we had a sure going "back then"-- but now...who knows what's next...
Glad to see you are keeping your head up with all the "stuff" that has been going...or the lack of it.  
Your are a blessing...appreciate where your  heart is.

Anyhow, we all have unlimited potential to fulfill our destiny this year, aside from penny land's potential...even this day as we tap into our true Source.

Abundant Grace to you James and all the other honest investors...