Hi , Thanks for putting this together.  I am brand new here and to investing. I have lurked around Ihub for a couple months and that place is a shark tank. I work overseas in the security industry. Have a good bit of time on my hands and am really trying my best to learn as much as possible about all of this. With the amount of discretionary income I have to play with, if im lucky I may be able to turn it into something, meeting some of my financial goals early and can get out of this shit hole . I have followed several guys on here from Ihub , and have a lot of respect for the collective knowledge here. I can go ahead and apologize for any dumb questions I may ask .