With the app launch in November consumers have Closed-Loop Secure Payments so they can purchase products via ACH-Direct Debit from their checking account.

If you're a product buyer in Vietnam and I'm the earner / payor onto the card in the US, we could now have an instant global debit and purchase system using Connect2Family. That's ideal for migrant workers who want an easy, secure method for pay check remittance to their families back home.

CYBK would make money at each stage of the process.