37? Man, I had only had my business going for 3 years at that point!  I was full of piss and vinegar and wet behind the ears.  Didn't know better that I was supposed to fail starting on my own with all new equipment. Guess it is good to be young and naive. 

Not that you are!  Your young.  But not naive!  I don't think anyway.  Are ya?

Never mind, the hole is starting to get too deep to get back out of now. Put the last shovel full over me and get it over with!