Innovative Partnership Reshaping Retirement Income Solutions
Cetera Forms Strategic Alliance with Advanced Time Segmentation
This exciting joint venture empowers Cetera advisors by providing exclusive access to advanced AI-driven software that addresses the critical retirement income challenge faced by countless clients.
Recently, Cetera Financial Group entered into a collaborative agreement with Advanced Time Segmentation (ATS), bringing together Cetera's unique advisor-centric strategies with ATS's cutting-edge technology. This alliance aims to deliver innovative, research-based income planning solutions that bolster client trust and enhance long-term financial well-being.
Through this partnership, Cetera-affiliated advisors gain access to the proprietary ATS framework, which is a user-friendly, goal-oriented investment planning system. It fundamentally focuses on aligning client assets according to their specific income needs, while also implementing strategies to minimize exposure to market uncertainty.
The AI-enhanced QuickStart engine from ATS enables advisors to craft robust retirement income plans utilizing personalized time segments. In a matter of minutes, these tools illustrate how clients’ assets can effectively fund their retirement aspirations.
Christian Mitchell, President of Cetera Solutions, emphasized the advantages of this collaboration saying, "Working with ATS equips advisors with an essential tool that safeguards retirement funds against market fluctuations, allowing clients to experience reduced risk. This partnership is dedicated to helping advisors enhance the value they offer and instill greater assurance among their clients."
Furthermore, the Cetera-ATS joint initiative is poised to enrich client experiences by improving outcomes, boosting advisor-client loyalty, increasing planning efficiency, and allowing advisors to expand their share of a client’s financial engagement.
The ATS framework, designed by advisors specifically for their peers, also incorporates coaching, eLearning resources, live training, and strategic consulting to strengthen implementation efforts and ensure successful outcomes.
Paul Escudero, CFP, and Managing Director at ATS, expressed enthusiasm about this partnership, stating, "This synergy brings our proven planning approach to a wider advisor network at a pivotal moment when market fluctuations have heightened the need for clarity and client confidence. Cetera advisors now have an excellent resource that integrates state-of-the-art AI capabilities, simplifying the income planning process and fortifying client connections."
Exclusive Features for Cetera Advisors
Under the guidelines of this newly formed alliance, advisors associated with Cetera can leverage several innovative features:
AI Voice Assistant
Advisors can create comprehensive retirement income plans simply by articulating their objectives to the AI-driven portal.
QuickStart Income Planning
This feature uses AI to define fees, tailor segments, and compute income estimates within minutes—without the necessity for spreadsheets or manual data entry.
Advanced Household Income Modeling
ATS accommodates intricate scenarios, such as delayed Social Security benefits or multi-income households, ensuring income gaps are addressed with accuracy.
Adaptable Plans
ATS can promptly modify plans to adapt to the evolving requirements of clients.
Compliance-Ready Outputs
Each retirement income plan produced is readily downloadable, compliant, and prepared for client presentation.
About Advanced Time Segmentation (ATS)
Advanced Time Segmentation is a strategic approach to immediate or anticipated retirement income needs. It utilizes a segmented methodology that aligns a client's resources with their financial obligations (i.e., income needs). This strategy is grounded in extensive academic research and employs mathematical models to tackle three significant elements of retirement planning: income necessities, inflation threats, and unique risk assessments for each client.
To offer tailored strategies, ATS employs specialized financial planning software exclusively available to Cetera Financial Group advisors.
About Cetera Financial Group
Cetera Financial Group serves as a paramount financial advisor wealth hub, empowering independent advisors and institutions with tailored support, flexible engagement models, and comprehensive growth solutions. With approximately 12,000 advisors and institutions, Cetera’s multi-channel ecosystem is specifically designed to assist financial professionals in growing, scaling, or transitioning their firms on their own terms.
In contrast to typical Independent Broker-Dealers (IBDs), Cetera provides genuine diversity—merging innovative technology, integrated wealth solutions, and a community-centric ethos. Cetera's commitment to long-term advisor value aims to create a sustainable framework for consistent growth and success.
As of the latest reports, Cetera oversees more than $554 billion in assets under administration and manages approximately $246 billion in assets. Their award-winning customer feedback program has gathered over 40,000 advisor reviews, with a remarkable 4.8 out of 5 satisfaction score from more than 35,000 five-star ratings.
Frequently Asked Questions
What is the purpose of the joint venture between Cetera and ATS?
The joint venture aims to provide Cetera advisors with exclusive access to innovative software that enhances retirement income planning.
How does the AI QuickStart engine work?
The QuickStart engine allows advisors to create personalized retirement income plans quickly and efficiently by leveraging AI technology.
What training and support are provided through ATS?
ATS offers coaching, eLearning modules, live training, and strategic consulting to help advisors implement their services effectively.
What unique features does the joint venture introduce?
Features include an AI Voice Assistant, customizable income planning tools, real-time adjustments, and compliance-ready outputs for clients.
How many advisors are affiliated with Cetera Financial Group?
Cetera Financial Group is home to approximately 12,000 advisors and institutions across its multi-channel ecosystem.
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